https://qooah.com/2015/11/01/samsung-pay-%e7%94%a8%e6%88%b6%e5%8f%af%e5%85%8d%e8%b2%bb%e7%8d%b2%e5%be%97%e7%84%a1%e7%b7%9a%e5%85%85%e9%9b%bb%e5%99%a8/